Attention homeowners in Wichita and Sedgwick County: Need an appraisal?

Here are the top seven reasons KS homeowners use Ottley Appraisals LLC:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. Challenge Sedgwick county's assessment of your property
  3. To lower a monthly mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a KS divorce, where real estate property needs to be divided
  7. Settle an estate in KS by determining the true market value of real estate in question

Own a home in or near Wichita, KS and need help determining the price of it?
Contact Ottley Appraisals LLC.

At Ottley Appraisals LLC, we understand the individual needs of a homeowner after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at Ottley Appraisals LLC will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value judgement than yours.

Need to remove PMI?

A fashionable way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. We are qualified in helping clients just like you get rid of unneeded PMI insurance.

Challenge Sedgwick county's assessment of your property

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes nearby. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An expert appraisal from Ottley Appraisals LLC is your chief weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow point of view, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Ottley Appraisals LLC can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would like to have a professional double-check it for efficiency or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.